Michael O'Hara

Michael O'Hara is a Financial Planner operating out of a boutique advisory service in East Perth, Western Australia.

Financial Planning – Insurance

comparing insurance cover is far from simple
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Insurance is one of those areas that we all love to hate. So what are the facts? How does a financial planner deal with insurance issues? Facts on Life Insurance Here is a recently released video from Comminsure on the facts about insurance in Australia today. It focusses on life insurance but briefly covers areas…

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Merry Christmas from the advisors of WSP!

A christmas card from us to you
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Kerry can always be relied upon to sort out birthdays, anniversaries, parties and get-togethers. If it weren’t for the fact that she is so good at her current job, Kerry would be running the city’s big events! So Merry Christmas from everyone as WSP Financial Services Pty Ltd, and here’s a special christmas card from all of…

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Is the world more volatile post the global crisis?

What are the major market risks currently?
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Is the world riskier? Here is a question received from a client recently.  My second question is, I remember a time when things ticked along with the ASX rather smoothly, whilst I appreciate the recent volatility is something that we are not used to, I still don’t get the way the market moves at the…

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All Financial Planning Advice Is Biased

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Financial Planning in Perth, Western Australia. Why should it be any different to that which is delivered anywhere else? Well, actually… it’s not. Financial planning is financial planning, is financial planning – and that means it is inherently biased. Maybe the title should be “WHY is all financial planning advice biased?” All financial advice is…

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Financial Meltdowns

Just what is a financial meltdown and how do they happen?
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It’s fascinating how our minds work. Place a keyword in front of your eyes, and your mind will immediately prepare your thinking for whatever it assumes will follow. Hence the title of this post. We have all heard the schoolyard trick of asking a person a series of easy questions, followed by one with the…

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Economic World Title Fight for the minds of government

Two competing schools of economic thought
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Like it or hate it, our little blue planet spinning in space is currently focussed on money. Sport, gardening and cooking shows may interrupt for a while but all across the globe the big competition is money. Economic World Title Fight It is not really a stretch to say that looking at the way countries and…

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