“Risk on, risk off” is a phrase used to denote the massive trading shifts taking place at institutional levels in the post-GFC (“global financial crisis”) world. The phrase encapsulates the skittish approach investors have taken to the day-to-day news and data feeds that are highlighted on the evening finance news segment. The question for us…
Maybe it’s just because of the general good cheer of Melbourne Cup day but my usual elephant-thick-skin is feeling a little tender at the moment. It could be just another example of the “straw that broke the camel’s back”. You know, when the accumulation of a long series of nothings suddenly begins to make each new piece of straw feel…
Global themes will impact all money plans for the future. Have you thought about your financial future in this context? Will you have to change any of your plans?
Your risk profile is your personal assessment of the areas in which you have leeway, and the areas in which you do not, in your attempt to achieve a result as close as possible to that unachievable perfect outcome.
My tea-leaf prediction…. we will start to see more and more fund managers and super funds start to brag about their investment returns.
When everyone is crowding around the feeding trough, it can be hard to see who is providing the food. So it is with cash rates right now, at least in my eyes. i think it is time to air a word of caution on interest rates for cash. Not necessarily the usual worry of losing…
Hard on the heels of my last post about Australia’s housing shortage/surplus comes some information^ on Australia’s top 25 Residential property rental increases as measured by council areas. The highest median rent in Australia belongs to… Port Hedland. Yes, the median rent in Port Hedland ($1,900 a week – that’s $98,800 a year people…) has…
Investors and their financial planners have now endured over 5 years of turmoil since the onset of the Global Financial Crisis. The extended nature of this slump in markets of all types has sapped the energy, patience and temper of everyone connected to the world of money. As i have a number of times before,…
Self Managed Superannuation Funds (“SMSF’s”) have long lived under a very harsh penalty regime. If a trustee failed to meet their obligations then the Australian Tax Office (ATO) was able or even required to declare the fund “non-complying”. That was a nuclear bomb option as it resulted in the fund assets being taxed at the…
